銀行業收益率及表現受新冠肺炎事件之影響-以美國銀行業為例

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Please use this identifier to cite or link to this item: https://irlib.pccu.edu.tw/handle/987654321/52703

Title:	銀行業收益率及表現受新冠肺炎事件之影響-以美國銀行業為例 COVID-19 Pandemic and Its Effects on Bank’s Profitability Performance: A Case Study of Banking Sector in the U.S
Authors:	阮氏梅英 ANH, NGUYEN THI MAI
Contributors:	全球商務碩士學位學程碩士班
Keywords:	Profitability Return on assets Return on equity Net interest margin Non-performing loans Capital adequacy ratio Covid-19
Date:	2023
Issue Date:	2023-07-06 13:03:03 (UTC+8)
Abstract:	Covid-19 had an adverse impact on the world's banking sector, particularly in the United States, which lead to decline profitability. This study applies Independent Samples T-Test model on data spanning January 2019, to December 2021 to analyze and compare the effects of the Covid-19 epidemic on the bank performance in the United States both before and after the outbreak. Secondary data was obtained from the Refinitiv–Thomson Reuter Database using five financial ratios (ROA, ROE, NIM, CAR, NPL) for top 8 banking companies in the U.S ranked by total assets. The results show that there are variations between the ROA, NIM, and CAR variables before and after the epidemic. While there is no difference between the ROE and NPL variables in the time before and after the epidemic. The finding of this study can be a useful tool for current and prospective investors when making investment decisions during the current Covid-19 outbreak situation. The results can also be used by policymakers as one of the informational resources for developing regulations to bolster upcoming bank defenses in the United States.
Appears in Collections:	[English Program of Global Business] Thesis

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