論保險業務員與保險公司間之法律關係

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题名:	論保險業務員與保險公司間之法律關係 A Study on the Legal Relationship Between Insurance Solicitors and Insurance Company
作者:	林文華
贡献者:	法律學系碩士在職專班
关键词:	保險業務員勞動契約勞務契約從屬性僱傭關係 insurance solicitor labor contract labor service contract characteristic of subordinate laboring judgements employment relationship
日期:	2022
上传时间:	2023-03-09 15:26:13 (UTC+8)
摘要:	保險業務員與保險公司間之法律關係，到底是勞務給付契約之自由約定，抑或是在自由選擇勞務契約一種或數種後，再依目前尚無確定標準之從屬性原則，予以界定出是否屬於勞動契約？著實令人難以依循。只是，不管勞僱雙方間的契約關係怎麼被界定，重點在於勞僱雙方的權利義務、雙方利益不會因契約性質的改變而無形中被剝奪，這是在選擇契約自由原則下私法自治之精神所在。是以，源於南山人壽退休金提繳爭議未果，導致聲請大法官釋憲後，迄今仍無定論。故本文先以分述勞務給付契約中有關保險業務員與保險公司間常用之契約種類數項，再予探討何謂勞動契約並與勞務給付契約做一區別，嗣再論述保險業務員與保險公司間勞務給付之法律關係為何？契約性質如何認定？終以南山人壽未為部分保險業務員提繳勞工退休金引發爭議一事，帶出勞動基準法對保險公司所帶來的影響，再分析因此爭議所提起之訴訟結果及大法官釋字740號解釋公布後所留下之待解問題，最後提出個人的結論與建議。本研究之目的即在釐清保險業務員與公司間之法律關係為何？以供法院、主管機關、保險業務員及其所屬保險公司之參考。 Whether the legal relationship between an insurance Solicitors and an insurance company is the free agreement of the labor service payment contract, or whether one or more labor contracts are freely chosen, and then based on the principle of subordination for which there is currently no certain judgment standard, to define whether it is a labor contract or not. However, no matter how the contractual relationship between the employer and the employee is defined, the key point is that the rights, obligations and interests of both parties will not be invisibly deprived due to the change in the nature of the contract. This is the spirit of private law autonomy under the principle of freedom of choice of contract. Therefore, since the dispute over the contribution of Nanshan Life's pension has not been resolved. it has been inconclusive so far after petitioning the justice for constitutional interpretation. Therefore, this article first discusses the types of contracts commonly used between insurance salespersons and insurance companies in labor service payment contracts, and then discusses what is labor contract and makes a difference from labor service payment contracts, and then discusses the relationship between insurance salespersons and insurance companies. What is the legal relationship? How is the nature of the contract determined? In the end, the dispute that Nanshan Life Insurance did not pay labor pensions for some insurance salesmen brought out the impact of the Labor Standards Law on insurance companies, and then analyzed the results of the lawsuit and the interpretation of Justice No.740. After the publication of the remaining questions to be resolved, and finally put forward personal conclusions and suggestions. The purpose of this research is to clarify what is the legal relationship between the insurance salesperson and the company? For reference by courts, competent authorities, insurance agents and their insurance companies.
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