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    题名: 我國醫療責任保險制度之研究
    The Research on Medical Liability Insurance in Taiwan
    作者: 詹渝涵
    CHAN, YU-HAN
    贡献者: 法律學系
    关键词: 責任保險
    強制醫療責任保險
    醫療糾紛
    medical liability insurance
    mandatory medical liability insurance
    medical malpractice
    日期: 2015-06
    上传时间: 2015-08-20 15:28:02 (UTC+8)
    摘要: 國內醫療糾紛逐年增加，反映出我國醫病關係，由過往服從、信任，漸趨走向存疑、緊張之對立關係。隨著醫病關係惡化，使得醫師們漸漸從惡劣醫療環境出走，轉往醫療糾紛、風險相對較低之科別發展。醫療責任保險除了能為醫師分散損害賠償之經濟上風險，提供心理層面支持，使醫師無後顧之憂，並能使病患及其家屬及時獲得補償，一定程度上保障醫病雙方，進而有特殊安定社會之效能。
    本文以醫師風險管理分化機制中之「醫療責任保險」為研究主題，輔以強制醫療責任保險法草案之實施作討論，並探討我國專業責任保險、醫療責任保險所面臨之困境、醫師執業風險、現行醫師業務責任保險及醫院綜合責任保險現況，最後於文末提出本文之見解及修正建議。期能改善現行醫療責任保險制度之缺失，營造出平衡之醫病關係，使醫病雙方獲得雙贏。
    In Taiwan, medical malpractice has become a serious issue and cases of medical malpractice increase year after year. This situation reflects the physician-patient relationship from trust and reliable to distrustful and intense. Because of the serious breach of physician-patient relationship, doctors tend to choose the field, which might have less risk causing medical malpractice instead of highly risk medical area. All the more reason to have medical liability insurance not only, for doctor, can diverse the burden of medical damages, but also have mental support. On the other hands, patient can get the settlement immediately. At some point both physician and patient are taking care of from medical malpractice, and the efficiency of public stability is also improved.
    This paper is focusing on medical liability insurance of risk management differentiation, and discussing the implementation of mandatory medical liability insurance. Also, studying on the current situation of medical insurance in Taiwan, which includes professional medical liability insurance, the difficulty of medical liability insurance, medical practitioners risk, and general hospital medical liability insurance. In conclusion of the paper, we put forward some different opinions, which might improve the recent disadvantage of medical medical liability insurance policy and build up the balance of physician-patient relationship, which can create a win-win situation.
    显示于类别:[法律學系暨法律學研究所] 博碩士論文

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