本研究參考美國銀行控股公司之RFI/C(D)評等制度，經過兩個階段專家問卷調查，利用層級分析法與多元尺度分析，初步建立台灣金融控股公司財務方面之評等制度、分析台灣金融控股公司財務狀況之表現及比較台灣金融控股公司間財務關係之差異。
本研究有下列幾點研究結果：
一、整體金融控股產業對於債權人保障的程度極高，大致上獲利能力普遍不錯，短期償債能力相當不錯。其銀行子公司放款品質良好，經營品質相當有保障，承擔資產風險的能力不錯。
二、將台灣金融控股公司分成五大群體，分別是領先群、競爭群、潛力群、利基群及改善群等。
This research refers to RFI/C(D) rating system of American bank holding company, passes through two stages experts questionnaire survey. We use Analysis Hierarchy Process and Multidimensional Scaling analysis to establishe the finance rating of Taiwan finance holding company, to analysis the finance condition of Taiwan finance holding company and to compare between the Taiwan finance holding company difference of the financial relations. We summarized as follow：First, the financial holding industry which safeguards regarding the creditor extremely high, roughly makes a profit the ability generally good, the short-term pays off a debt the ability to be quite good. Its bank subsidiary company loans the quality good, the management quality quite has the safeguard, undertakes the property risk ability to be good. Second, the Taiwan finance holding company will divide into five grouo, respectively will be the leading group, the competition group, the potential group, the advantage base group and the improvement group.
